Disability income protection

Disability Income Protection Insurance

When you protect your income, you can help protect your lifestyle.

If you lost your ability to earn an income, you also risk losing the lifestyle you’ve created for yourself and your family. It could happen in an instant – a sudden accident or serious illness leaving you unable to work and earn money.

Your other health insurance plan can help with the medical bills, but they won’t replace your lost income. For that you need disability income protection insurance. Royale British Columbia Financial Inc Insurance® has a plan that can ensure you maintain your way of life.

Even if you have a company disability insurance policy, we can complement that with a plan that fills in the missing pieces of your company plan.

Choose disability income protection suited to your needs.

Royale British Columbia Financial Inc Insurance offers several different plans that can help you preserve your income if you become disabled. We’ve designed them to offer a range of benefit and premium options to suit your occupation, income level and other factors. Depending on the plan you select, your coverage can include:

  • Total disability benefits – For if you’re unable to work at all
  • Partial disability benefits – For disabilities that prevent you from earning your full income
  • Return to work benefits – To help you get back to full-time work
  • Your choice of benefit periods – So you can select how long you’ll receive benefits
  • Your choice of elimination periods – So you can choose how soon you’ll begin to receive benefits after the disability occurs
  • Your choice of premium options – To fit your budget or career stage

To determine what amounts and types of disability insurance you need, call us to set up a meeting.

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Faraidoun "Frank" Akhavan

Faraidoun (Frank) Akhavan

Office 205 - 3994 Shelbourne Street
Victoria BC, V8N 3E2

Cell 250-953-2304

Office 250-953-2300

Fax 250-881-7497

Skype faraidoun9

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Testimonials

I first met Frank several years ago through an exercise client of mine, who would later become his wife. He then became a client, himself. A while later, I was advised that I had a UPS pension that was coming to term. I told Frank about it, and he suggested that I transfer it out, so that it didn't stagnate until I was eligible to draw upon it. That was over five years ago. Since then, the investment portfolio has averaged an eight-percent return every year. I receive a status report every six months, and am very happy with the return. Frank has done a great job looking out for my interests. He is very knowledgeable, and has answered my questions on multiple occasions. I highly recommend him and his company.

Regarding Lindsay Cooper, the reviewer who gave a one-star rating, I don't think their reaction/comments were fair or appropriate. Cold-calling is one form of generating business for some companies. If it didn't work, no one would be doing it. It's not like they have products on a shelf at Walmart. Believe it or not, some people actually appreciate it, because they may have been wanting to invest, but didn't know where to start. Additionally, financial planning must be a worthwhile endeavor, considering Frank's been in the industry for over two decades.

Also, it is up to the individual to confirm what their call display says, not just assume. It is not a scam to have a name that is similar to another company. You just have to actually read it.
- Marc Noel -