Long term care

Long Term Care

Help protect your future—and your financial independence.

If you or a loved one ever needs long term care, the out-of-pocket expenses could easily total thousands of dollars. That’s because provincial health insurance plans provide only limited coverage for long term care.

Long term care insurance from Royale British Columbia Financial Inc Insurance® helps to fill that gap, while also allowing you to reduce the burden on loved ones and maintain more control over your future.

Why do you need long-term care insurance?

Canadians are living longer than ever before, which is great news. But as we reach age 65, the likelihood of needing some form of long-term care support also grows.

If you become unable to care for yourself, or should the same happen to your spouse or parent, long term care—at either a facility or at home—may be necessary. With the high cost of care and the coverage gaps that exist in provincial health insurance plans, the expenses can be staggering.

Provincial health insurance plans simply don’t have the resources to pay the full cost of long term care, even in subsidized facilities. They offer NO coverage for private facility care, and pay only a limited amount for care at home. The expenses for private nursing, cooking, cleaning, shopping, etc. will be largely your responsibility.

Over time, these expenses can add up to thousands of dollars. Without proper planning, the cost of long term care may quickly deplete your savings, assets and retirement income.

With long term care insurance from Royale British Columbia Financial Inc Insurance,  you’ll have the financial resources needed to help protect your future and preserve the financial independence you’ve worked so hard to achieve—even in the face of a serious health setback. We offer flexible plan choices that allow you to choose your care setting (facility or home), daily benefit amount, benefits period and much more.

Explore your plan choices by arranging a meeting with us.

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Let's talk! I am here to help with your Insurance and Investment needs.

Faraidoun "Frank" Akhavan

Faraidoun (Frank) Akhavan

Office 205 - 3994 Shelbourne Street
Victoria BC, V8N 3E2

Cell 250-953-2304

Office 250-953-2300

Fax 250-881-7497

Skype faraidoun9

Email Frank Simply fill in the form below and we will get back to you shortly.

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Frank Akhavan of Royal BC Finanacial is one the most informed and well educated advisors I have ever met. After graduating from many years of study, I needed advice on whether it was the right time to make investments or buy insurance. Frank actually advised to wait until I had my business going for a while so I wouldn't be stressed by overextending myself. I wondered about life insurance and because I already had a small policy in place Frank advised me that because I was still single that what I had was enough and that I didn't want to become over insured. He made me feel comfortable and informed and less stressed. He is very kind and you dee this in his smile so you feel like he has your best interest at heart. Frank has one of the best reputations in the industry or so I was told by my friends and when you enter his office the proof is before you. He has won the top awards in the industry for like 20 years displayed nicely in his office. You can not dispute that this it gave me great confidance in his knowledge and ability. You have to see it to believe it. Now I refer all my clients with financial and insurance questions to Frank. He is the best.
- Jesai Chantler -