Retirement planning for couples

Retirement Planning

Will you have enough retirement income to fulfill your dreams?

Today, many of us are living longer and retiring sooner, so it’s important to know that there will be an adequate and constant income flow available when we retire. However, it can be difficult to know exactly how to prepare for retirement, and ensuring a consistent livable income after you retire relies on several factors.

How much should you save for retirement?

To retire comfortably, it is suggested roughly 70% or more of your pre-retirement income should be targeted as your annual retirement income. However, the law limits how much money can be contributed per year into a Registered Retirement Savings Plan (RRSP), and these limitations may result in a significant shortfall in retirement income, especially with an increasing average life-expectancy.

Fortunately, with our Retirement Enhancer strategy, you can supplement your retirement income, and pay no taxes on the supplementary amounts.

What is Retirement Enhancer?

Retirement Enhancer is a strategy to help you accumulate funds on a tax-deferred basis and use that accumulation in the future to access additional funds to supplement retirement income that will not be subject to income tax. Essentially, this is a strategy that allows you to save more tax-deferred money than you could through maximum contributions to your RRSP alone.

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Let's talk! I am here to help with your Insurance and Investment needs.

Faraidoun "Frank" Akhavan

Faraidoun (Frank) Akhavan

Office 205 - 3994 Shelbourne Street
Victoria BC, V8N 3E2

Cell 250-953-2304

Office 250-953-2300

Fax 250-881-7497

Skype faraidoun9

Email Frank Simply fill in the form below and we will get back to you shortly.

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It was a pleasure to work with Royale British Columbia Financial. I’m a government employee and he helped explain how I qualified for a special tax free pension plan which I wasn’t aware of before we met. I feel much more confident heading into retirement with this unique solution.
- Sheryl -