Disability Insurance
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Insurance services for you, your family and your business needs.

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What we offer at a glance

Payout Annuities RIF

Payout Annuities / RIF

Get guaranteed income for life You’ve worked hard and saved hard so you can live the retirement of your dreams. In today’s uncertain market environment, Payout Annuities provide you with guaranteed... Learn More
Disability income protection

Disability Income Protection Insurance

When you protect your income, you can help protect your lifestyle. If you lost your ability to earn an income, you also risk losing the lifestyle you’ve created for yourself and... Learn More
A man using an angle grinder - Key person protector

Key Person Protector

Protect Your Business Against the Loss of a Key Contributor If a key member of your team was to become totally disabled, your bottom line may suffer in the short-term and... Learn More
Estate planning

Estate Planning

Using segregated funds to protect the value of your estate Your estate is the sum of your lifetime of hard work, smart investing and sensible financial planning. It is your greatest... Learn More
Sitting on the beach

Whole Life Insurance

What is Whole Life Insurance? Permanent life insurance plans are life insurance plans in which the coverage remains constant until death, regardless of age. Many permanent plans are designed to grow cash... Learn More
Two people kayaking

RRSP

What is an RRSP? A Registered Retirement Savings Plan (RRSP) is an account available to Canadian taxpayers who are 18 years of age or older, in which they can deposit pre-tax... Learn More

Latest Articles

I’m only 28 years old and I never get sick. Why would I buy insurance now?

A couple riding bikes through a field

In the years I’ve been working as an insurance advisor, I have helped clients work through hundreds of questions about their insurance needs.  But one of the most common questions I get is “I’m only 28 years old and I never get sick.  Why would I buy insurance now?” Actually, this is the best time…

What is Critical Illness Insurance?

A man in hospital with a critical illness

This is a pretty common question I get from clients.  Many assume it is like the long term or short term disability plans they may be offered through their employer. In fact, critical illness insurance is quite different, although the critical illness plans work well with long term disability benefits.  Most commonly, critical illness insurance…

Don’t Cancel Your Life Insurance

Young family smiling

It is totally fair to compare market rates and life insurance policies to ensure you are not only getting the best rate, but also the best coverage. However, it is crucial to not cancel your life insurance plan until you have another plan fully lined up and paid for. The last thing you want is…

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Testimonials

Frank Akhavan of Royal BC Finanacial is one the most informed and well educated advisors I have ever met. After graduating from many years of study, I needed advice on whether it was the right time to make investments or buy insurance. Frank actually advised to wait until I had my business going for a while so I wouldn't be stressed by overextending myself. I wondered about life insurance and because I already had a small policy in place Frank advised me that because I was still single that what I had was enough and that I didn't want to become over insured. He made me feel comfortable and informed and less stressed. He is very kind and you dee this in his smile so you feel like he has your best interest at heart. Frank has one of the best reputations in the industry or so I was told by my friends and when you enter his office the proof is before you. He has won the top awards in the industry for like 20 years displayed nicely in his office. You can not dispute that this it gave me great confidance in his knowledge and ability. You have to see it to believe it. Now I refer all my clients with financial and insurance questions to Frank. He is the best.
Jesai
- Jesai Chantler -