Business Overhead Expense Insurance

Ensure your business can always pay the bills

You make a significant contribution to the health and ongoing operations of your business; perhaps your partners do, too. In fact, it’s so significant that if you were disabled for any length of time, your absence would directly impact the bottom line.

What is Business Overhead Expense Insurance?

It is an expense reimbursement policy that covers those fixed monthly business overhead expenses required to keep the business viable until the return of the owner, after a period of disability.

This allows the business operations to continue until the insured either returns to work or makes a decision regarding the future of the business.

Who is This Insurance Right For?

Business overhead expense insurance is critical for businesses where the owner’s ability to come to work makes the difference between the office being open or closed for business. The coverage will appeal to physicians, lawyers, accountants, engineers and other individuals who own firms that depend on the owner’s ability to generate income to pay the bills.

Royale British Columbia Financial Inc Insurance^® provides cost-effective Disability Overhead Expense Insurance suited to your needs.

For help in structuring the right policy for you and your partners or co-owners, contact us today.