Universal Life Insurance

Combine the protection of life insurance with the growth potential of tax-advantaged investing.

If you seek lifetime insurance coverage and tax-advantaged investing with long-term growth potential, consider universal life insurance. Flexibility and customizable options make universal life insurance from Royale British Columbia Financial Inc Insurance^® a smart choice if you want to build towards your future while helping to ensure that your loved ones are well-protected.

What Is Universal Life Insurance?

Universal life insurance combines permanent life insurance coverage with a flexible portfolio of investment options, customized to your financial needs and aligned with your risk tolerance. In today’s world of complex tax laws, you want maximum protection for your estate—and our universal life insurance can provide it.

Our plan offers a wide range of investment options, a choice of death benefits, optional benefits and riders, flexible ways to pay your premiums, and innovative ways to access the value you accumulate over the life of your plan.

Protect your family – Invest for your future

A universal life insurance policy can help provide the peace of mind of lifetime insurance coverage while allowing you to invest your assets tax-effectively. Consider the benefits of universal life insurance if you:

• Need life insurance
• Are financially secure and want to focus on wealth accumulation
• Want to build upon a solid financial foundation
• Already make your maximum annual RSP contribution
• Seek tax-advantaged returns for non-registered assets
• Are nearing retirement and want to focus on estate preservation

I look forward to working with you to determine how much life insurance you need and the best options to pursue.  Contact us to set up a meeting.