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What we offer at a glance

A man using an angle grinder - Key person protector

Key Person Protector

Protect Your Business Against the Loss of a Key Contributor If a key member of your team was to become totally disabled, your bottom line may suffer in the short-term and... Learn More
Critical Illness Insurance

Critical Illness & Cancer Insurance

Why do you need critical illness insurance? While healthy lifestyle choices can be your best defense against some health risks, a critical illness such as cancer, stroke or heart disease can... Learn More
Retirement planning for couples

Retirement Planning

Will you have enough retirement income to fulfill your dreams? Today, many of us are living longer and retiring sooner, so it’s important to know that there will be an adequate and... Learn More
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Tax-Free Savings Account (TFSA)

What is a TFSA? A Tax-Free Savings Account (TFSA) is an account available to Canadian residents who are 18 years of age or older, in which they can deposit, save, invest,... Learn More
Group insurance policy

Group Insurance

A Compelling Group Benefits Package is Key to Attracting and Retaining Quality People Whether you're a small business owner or responsible for a large organization, one of the best ways to... Learn More
Estate planning

Estate Planning

Using segregated funds to protect the value of your estate Your estate is the sum of your lifetime of hard work, smart investing and sensible financial planning. It is your greatest... Learn More

Latest Articles

I’m only 28 years old and I never get sick. Why would I buy insurance now?

A couple riding bikes through a field

In the years I’ve been working as an insurance advisor, I have helped clients work through hundreds of questions about their insurance needs.  But one of the most common questions I get is “I’m only 28 years old and I never get sick.  Why would I buy insurance now?” Actually, this is the best time…

What is Critical Illness Insurance?

A man in hospital with a critical illness

This is a pretty common question I get from clients.  Many assume it is like the long term or short term disability plans they may be offered through their employer. In fact, critical illness insurance is quite different, although the critical illness plans work well with long term disability benefits.  Most commonly, critical illness insurance…

Don’t Cancel Your Life Insurance

Young family smiling

It is totally fair to compare market rates and life insurance policies to ensure you are not only getting the best rate, but also the best coverage. However, it is crucial to not cancel your life insurance plan until you have another plan fully lined up and paid for. The last thing you want is…

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Testimonials

It was a pleasure to work with Royale British Columbia Financial. I’m a government employee and he helped explain how I qualified for a special tax free pension plan which I wasn’t aware of before we met. I feel much more confident heading into retirement with this unique solution.
- Sheryl -