Disability Insurance
Life Insurance
Mortgage Insurance

Insurance services for you, your family and your business needs.

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What we offer at a glance

Travel Insurance

Travel Insurance

If  you've booked your trip, and still need to buy travel insurance, I can help! Royale British Columbia Financial Inc Insurance® has a variety of affordable and flexible travel insurance options... Learn More
Business Loan Protection

Business Loan Protection Insurance

Life & Disability Coverage for Businesses with a Bank Business Loan You’ve worked hard to build your business, and you know how vital it is to protect your investment - and... Learn More
Buying or selling a business

Disability Buy-Out Insurance

What is Disability Buy-out Insurance? If a business partner becomes disabled and is unable to continue working, it can cause a major financial strain on the company. Formal disability buy-out agreements... Learn More
Group insurance policy

Group Insurance

A Compelling Group Benefits Package is Key to Attracting and Retaining Quality People Whether you're a small business owner or responsible for a large organization, one of the best ways to... Learn More
Sitting on the beach

Whole Life Insurance

What is Whole Life Insurance? Permanent life insurance plans are life insurance plans in which the coverage remains constant until death, regardless of age. Many permanent plans are designed to grow cash... Learn More
A couple moving in to their new home

Mortgage Insurance

What is Mortgage Insurance? Mortgage insurance is a monthly fee paid by mortgage-holders to protect themselves or their families in the event that the mortgage holder is unable to continue paying... Learn More

Latest Articles

I’m only 28 years old and I never get sick. Why would I buy insurance now?

A couple riding bikes through a field

In the years I’ve been working as an insurance advisor, I have helped clients work through hundreds of questions about their insurance needs.  But one of the most common questions I get is “I’m only 28 years old and I never get sick.  Why would I buy insurance now?” Actually, this is the best time…

What is Critical Illness Insurance?

A man in hospital with a critical illness

This is a pretty common question I get from clients.  Many assume it is like the long term or short term disability plans they may be offered through their employer. In fact, critical illness insurance is quite different, although the critical illness plans work well with long term disability benefits.  Most commonly, critical illness insurance…

Don’t Cancel Your Life Insurance

Young family smiling

It is totally fair to compare market rates and life insurance policies to ensure you are not only getting the best rate, but also the best coverage. However, it is crucial to not cancel your life insurance plan until you have another plan fully lined up and paid for. The last thing you want is…

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Testimonials

Royale British Columbia Financial Inc was able to clearly explain how critical illness insurance, combined with a universal life plan, not only helps provide for my family in case something happens to me, but also serves as an investment for the future. I didn’t really want to think about this stuff before, but Royale Financial worked closely with me to sort out the best options for my family.
- Michael -