Disability Insurance
Life Insurance
Mortgage Insurance

Insurance services for you, your family and your business needs.

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What we offer at a glance

Long term care

Long Term Care

Help protect your future—and your financial independence. If you or a loved one ever needs long term care, the out-of-pocket expenses could easily total thousands of dollars. That's because provincial health... Learn More
Sitting on the beach

Whole Life Insurance

What is Whole Life Insurance? Permanent life insurance plans are life insurance plans in which the coverage remains constant until death, regardless of age. Many permanent plans are designed to grow cash... Learn More
Travel Insurance

Travel Insurance

If  you've booked your trip, and still need to buy travel insurance, I can help! Royale British Columbia Financial Inc Insurance® has a variety of affordable and flexible travel insurance options... Learn More
A couple moving in to their new home

Mortgage Insurance

What is Mortgage Insurance? Mortgage insurance is a monthly fee paid by mortgage-holders to protect themselves or their families in the event that the mortgage holder is unable to continue paying... Learn More
Universal Life

Universal Life Insurance

Combine the protection of life insurance with the growth potential of tax-advantaged investing. If you seek lifetime insurance coverage and tax-advantaged investing with long-term growth potential, consider universal life insurance. Flexibility... Learn More
Retirement planning for couples

Retirement Planning

Will you have enough retirement income to fulfill your dreams? Today, many of us are living longer and retiring sooner, so it’s important to know that there will be an adequate and... Learn More

Latest Articles

I’m only 28 years old and I never get sick. Why would I buy insurance now?

A couple riding bikes through a field

In the years I’ve been working as an insurance advisor, I have helped clients work through hundreds of questions about their insurance needs.  But one of the most common questions I get is “I’m only 28 years old and I never get sick.  Why would I buy insurance now?” Actually, this is the best time…

What is Critical Illness Insurance?

A man in hospital with a critical illness

This is a pretty common question I get from clients.  Many assume it is like the long term or short term disability plans they may be offered through their employer. In fact, critical illness insurance is quite different, although the critical illness plans work well with long term disability benefits.  Most commonly, critical illness insurance…

Don’t Cancel Your Life Insurance

Young family smiling

It is totally fair to compare market rates and life insurance policies to ensure you are not only getting the best rate, but also the best coverage. However, it is crucial to not cancel your life insurance plan until you have another plan fully lined up and paid for. The last thing you want is…

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Testimonials

It was the night before my trip to Maui and I realized when I was packing that I didn’t have my travel insurance lined up. I phoned Royale British Columbia Financial Inc and they were able to help me obtain the right insurance for my kids and I in just a few minutes. I couldn’t believe how fast Royale made it happen.
- Sarah -