Insurance services for you, your family and your business needs.

Contact Us or call us at 250-953-2304 | I need a quote right now! Get a Quote

What we offer at a glance

A couple moving in to their new home

Mortgage Insurance

What is Mortgage Insurance? Mortgage insurance is a monthly fee paid by mortgage-holders to protect themselves or their families in the event that the mortgage holder is unable to continue... Learn More
A smiling barista

Tax-Free Savings Account (TFSA)

What is a TFSA? A Tax-Free Savings Account (TFSA) is an account available to Canadian residents who are 18 years of age or older, in which they can deposit, save,... Learn More
Critical Illness Insurance

Critical Illness & Cancer Insurance

Why do you need critical illness insurance? While healthy lifestyle choices can be your best defense against some health risks, a critical illness such as cancer, stroke or heart disease... Learn More
Buying or selling a business

Disability Buy-Out Insurance

What is Disability Buy-out Insurance? If a business partner becomes disabled and is unable to continue working, it can cause a major financial strain on the company. Formal disability buy-out... Learn More
Business Loan Protection

Business Loan Protection Insurance

Life & Disability Coverage for Businesses with a Bank Business Loan You’ve worked hard to build your business, and you know how vital it is to protect your investment -... Learn More
Long term care

Long Term Care

Help protect your future—and your financial independence. If you or a loved one ever needs long term care, the out-of-pocket expenses could easily total thousands of dollars. That's because provincial... Learn More

Latest Articles

  • I’m only 28 years old and I never get sick. Why would I buy insurance now?

    A couple riding bikes through a field

    In the years I’ve been working as an insurance advisor, I have helped clients work through hundreds of questions about their insurance needs.  But one of the most common questions I get is “I’m only 28 years old and I never get sick.  Why would I buy insurance now?” Actually, this is the best time […]

  • What is Critical Illness Insurance?

    A man in hospital with a critical illness

    This is a pretty common question I get from clients.  Many assume it is like the long term or short term disability plans they may be offered through their employer. In fact, critical illness insurance is quite different, although the critical illness plans work well with long term disability benefits.  Most commonly, critical illness insurance […]

  • Don’t Cancel Your Life Insurance

    It is totally fair to compare market rates and life insurance policies to ensure you are not only getting the best rate, but also the best coverage. However, it is crucial to not cancel your life insurance plan until you have another plan fully lined up and paid for. The last thing you want is […]

View More Posts

Homepage

Disability Insurance
Life Insurance
Mortgage Insurance

Insurance services for you, your family and your business needs.

What we offer at a glance

Father and daughter watching TV

RESP

What is an RESP? A Registered Education Savings Plan (RESP) is an account for Canadian residents with children, grandchildren, or other qualifying beneficiaries to support and finance their post-secondary education. The... Learn More
Estate planning

Estate Planning

Using segregated funds to protect the value of your estate Your estate is the sum of your lifetime of hard work, smart investing and sensible financial planning. It is your... Learn More
Payout Annuities RIF

Payout Annuities / RIF

Get guaranteed income for life You’ve worked hard and saved hard so you can live the retirement of your dreams. In today’s uncertain market environment, Payout Annuities provide you with... Learn More
A couple on a scooter

Segregated Funds

Segregated Funds – A Smart Retirement Solution & Investment Choice Do you like the feeling of knowing that your money is well invested and well protected? Segregated funds combine the... Learn More
Retirement planning for couples

Retirement Planning

Will you have enough retirement income to fulfill your dreams? Today, many of us are living longer and retiring sooner, so it’s important to know that there will be an adequate... Learn More
Business Overhead Expense

Business Overhead Expense Insurance

Ensure your business can always pay the bills You make a significant contribution to the health and ongoing operations of your business; perhaps your partners do, too. In fact, it’s... Learn More
A couple riding bikes through a field

I’m only 28 years old and I never get sick. Why would I buy insurance now?

In the years I’ve been working as an insurance advisor, I have helped clients work through hundreds of questions about their insurance needs.  But one of the most common questions I get is “I’m only 28 years old and I never get sick.  Why would I buy insurance now?” Actually, this is the best time […]

A man in hospital with a critical illness

What is Critical Illness Insurance?

This is a pretty common question I get from clients.  Many assume it is like the long term or short term disability plans they may be offered through their employer. In fact, critical illness insurance is quite different, although the critical illness plans work well with long term disability benefits.  Most commonly, critical illness insurance […]

Don’t Cancel Your Life Insurance

It is totally fair to compare market rates and life insurance policies to ensure you are not only getting the best rate, but also the best coverage. However, it is crucial to not cancel your life insurance plan until you have another plan fully lined up and paid for. The last thing you want is […]