Disability Insurance
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Insurance services for you, your family and your business needs.

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What we offer at a glance

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RRSP

What is an RRSP? A Registered Retirement Savings Plan (RRSP) is an account available to Canadian taxpayers who are 18 years of age or older, in which they can deposit pre-tax... Learn More
Travel Insurance

Travel Insurance

If  you've booked your trip, and still need to buy travel insurance, I can help! Royale British Columbia Financial Inc Insurance® has a variety of affordable and flexible travel insurance options... Learn More
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Segregated Funds

Segregated Funds – A Smart Retirement Solution & Investment Choice Do you like the feeling of knowing that your money is well invested and well protected? Segregated funds combine the growth... Learn More
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Tax-Free Savings Account (TFSA)

What is a TFSA? A Tax-Free Savings Account (TFSA) is an account available to Canadian residents who are 18 years of age or older, in which they can deposit, save, invest,... Learn More
Business Loan Protection

Business Loan Protection Insurance

Life & Disability Coverage for Businesses with a Bank Business Loan You’ve worked hard to build your business, and you know how vital it is to protect your investment - and... Learn More
Universal Life

Universal Life Insurance

Combine the protection of life insurance with the growth potential of tax-advantaged investing. If you seek lifetime insurance coverage and tax-advantaged investing with long-term growth potential, consider universal life insurance. Flexibility... Learn More

Latest Articles

I’m only 28 years old and I never get sick. Why would I buy insurance now?

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In the years I’ve been working as an insurance advisor, I have helped clients work through hundreds of questions about their insurance needs.  But one of the most common questions I get is “I’m only 28 years old and I never get sick.  Why would I buy insurance now?” Actually, this is the best time…

What is Critical Illness Insurance?

A man in hospital with a critical illness

This is a pretty common question I get from clients.  Many assume it is like the long term or short term disability plans they may be offered through their employer. In fact, critical illness insurance is quite different, although the critical illness plans work well with long term disability benefits.  Most commonly, critical illness insurance…

Don’t Cancel Your Life Insurance

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It is totally fair to compare market rates and life insurance policies to ensure you are not only getting the best rate, but also the best coverage. However, it is crucial to not cancel your life insurance plan until you have another plan fully lined up and paid for. The last thing you want is…

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Testimonials

It was the night before my trip to Maui and I realized when I was packing that I didn’t have my travel insurance lined up. I phoned Royale British Columbia Financial Inc and they were able to help me obtain the right insurance for my kids and I in just a few minutes. I couldn’t believe how fast Royale made it happen.
- Sarah -